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To underline how substantially different a buying opportunity is today, and why it's such a great time to buy a home, let's consider what the typical buying situation right before the peak of the boom looked like, and compare it to today's market. For this example, we take a 2 bedroom 1 bath entry level home in the metro area of San Diego.

This area of San Diego has corrected lower email list about 25% off the peak values of 2005, which is right about the average of the downturn/correction in price for the county in general. In 2005, this home would be selling for $500,000+ and you would absolutely be competing with several other buyers in the market place. There were only a few thousand homes available throughout the county at that time and the market had a crazed atmosphere.

And many a times a buyer would have to write several offers on several properties and compete aggressively before being able to get their offer accepted. Many times your offer would have to be several thousand dollars higher than list price to win-out on a home over the stiff competition. Mortgage interest rates around this time were in the mid 5% range, and because everyone could qualify for a loan, there were a lot of people looking and able to buy.